FEMA: Flood Insurance may be Lacking | Daily Business News

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In the wake of Hurricane Sandy, the Federal Emergency Management Fund (FEMA) has enough funding for disaster relief, but it may come up short for the federal flood insurance program, MHProNews has learned from CNNMoney. The National Flood Insurance Program (NFIP) paid out $1.8 billion following Hurricane Irene last year, but the tab this year is expected to run in the multi-billions, although it is too early to know the actual figure. FEMA still owes $18 billion to the Treasury Department for Hurricane Katrina, and while it has access to $3.8 billion, Congress may have to add funding to the program. Private insurers do not sell flood insurance. People in the Northeast are less likely to buy flood insurance than those living in the hurricane-prone South. However, since Hurricane Irene hit last year, 14 percent of homeowners living in the Northeast bought federal flood insurance, an increase from five percent in 2011.

(Photo credit: Spencer Platt/Getty Images)

Categories: News Item, Trends Tags: billions, Congress, disaster relief, emergency management fund, federal emergency management, Federal Flood Insurance, federal flood insurance program, FEMA, fema flood insurance, flood insurance program, Hurricane Irene, Hurricane Katrina, insurance, MHProNews, national flood insurance, national flood insurance program, private insurers, Treasury Department

Source: http://www.mhmarketingsalesmanagement.com/blogs/daily-business-news/fema-flood-insurance-may-be-lacking/

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Jailed punk band got what they deserved: Putin

NOVO OGARYOVO, Russia (Reuters) - President Vladimir Putin flatly rejected on Thursday Western criticism of the imprisonment of the Pussy Riot punk protest band, saying its three female members deserved their fate because they threatened the moral foundations of Russia.

During a two-hour dinner conversation with a group of foreign Russia experts, Putin spent most of his time carefully explaining how his country was trying to improve the business climate and diversify the economy away from its heavy dependence on oil and gas by promoting high-tech industries.

The Kremlin chief said he had "mixed feelings" about a $55 billion state-sponsored takeover of the country's number three private oil producer TNK-BP last week because it increased state-controlled Rosneft's domination of the energy sector.

But Putin said he acted to help BP and put an end to "fistfights" between the British oil major and its four Soviet-born oligarch partners. "We tried not to get involved, but when BP managers came to me and the government and said we want to cooperate with Rosneft, we could not say no," said Putin. Rosneft is run by a longtime close Putin ally, Igor Sechin, and the deal will give BP a stake of nearly 20 percent.

Putin said he was implementing new laws and reforming the courts to reach a target of moving Russia up from its 112th place in the annual World Bank rankings for ease of doing business - below Pakistan - to a top 20 place by 2018.

PUSSY RIOT

But the president, now in his 13th year running Russia, became animated only when asked about Pussy Riot during the seven-course meal with the Valdai Club of foreign journalists and academics at his Stalin-era residence in a wooded compound outside Moscow.

The Valdai members were kept waiting in a separate room for an hour and a half for the meeting, while Putin met a group of factory workers and teachers from the Volga region to discuss religious cults.

Two young women from Pussy Riot received two-year prison sentences for "hooliganism motivated by religious hatred" after performing a crude anti-Putin protest song in Moscow's main cathedral. A third band member was released on a suspended sentence.

At Thursday's dinner Putin raised his voice, looked straight at the questioner and asked why Westerners who criticized Russia for sending two of the young women to labor camps far from Moscow had not come out in support of a jailed American who made an anti-Muslim hate film.

"Do you want to support people with such views? If you do, then why do you not support the guy who is sitting in prison for the film about the Muslims?" the president shot back.

This was an apparent reference to "The Innocence of Muslims", a crude hate video that triggered violent protests across the Islamic world when it was aired on the Internet.

An actress in the film has identified an Egyptian-born Californian, Mark Basseley Youssef, as its author. Youssef is currently detained on suspicion of violating his probation terms for a bank fraud conviction.

"We have red lines beyond which starts the destruction of the moral foundations of our society," Putin went on. "If people cross this line they should be made responsible in line with the law." He described Pussy Riot's protest as "an act of group sex aimed at hurting religious feelings".

CLAMPDOWN ON DISSENT

Putin's comments came amid a wider clampdown on dissent in Russia, which has included arrests of opposition leaders on criminal charges and tighter controls on media.

This has led to fears that the political system, which is highly centralized under the Kremlin, is becoming increasingly ossified and intolerant.

Putin deflected a question about the possible stagnation of the system by saying Russia was re-introducing direct elections for state governors, making it easier for political parties to register and allowing citizens to petition the state Duma (parliament) directly with proposals.

Many of the same faces who worked with Putin when he was deputy mayor of St Petersburg in the early 1990s are still in senior positions in Moscow in the government and in state companies.

But Putin said around two-thirds of the members of the government had been changed when he returned to the Kremlin earlier this year, swapping places with his prot?g? Dmitry Medvedev, who is now prime minister.

"I prefer to choose qualified, experienced people who have proved they can do well," the president explained. He rejected suggestions that there were any disputes inside the government in the wake of the departure just over a year ago of long-time Finance Minister Alexei Kudrin.

TRADE GOALS

Putin insisted that Russia would continue to give a high priority to growing its trade with its top business partner China, aiming to boost bilateral business to $100 billion a year from current levels of $83.5 billion.

Beijing and Moscow were also keen to do as much trade as possible in their national currencies, he said, noting that the rouble was fully convertible and that it was a "matter of time" until the yuan was, too.

By contrast, he berated the European Union for its "ridiculous" slowness in agreeing a visa-free regime for Russia and attacked Brussels for not taking him up on an offer of cooperation on a new satellite navigation system between the European Galileo system and Russia's GLONASS project.

"The EU has a visa-free regime with certain Latin American countries, and I don't think their crime levels are any less than ours," he said. "I don't understand this approach."

Putin also had a ready answer for a questioner who enquired how he would stop an exodus of talented, qualified young people to the West. It was entirely normal, he said, for young people to study and work in other countries where there was more money or a good education on offer.

And what would the president want historians to highlight as the greatest achievement of his third term in the Kremlin?

"You know, I am never guided by a possible assessment of my work," Putin said, before highlighting how the economy had doubled in size under his stewardship, average incomes had soared, gold reserves were the world's fourth biggest, the birth rate had increased - all what he termed "modest, positive changes ... but not enough".

"We need to create a democratic, effective system of governance so that people feel they are participating," he said. "We need to create an effective economy which is looking forward and to guarantee the country's security. I am sure we are capable of solving all these problems."

(Additional reporting by Gleb Bryanski; Editing by Will Waterman)

Source: http://news.yahoo.com/pussy-riot-got-deserved-putin-201524715--finance.html

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Video: Clinton: Libya emails don't paint full picture (cbsnews)

Share With Friends: | | Politics - Top Stories News, News Feeds and News via Feedzilla.

Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/257993466?client_source=feed&format=rss

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Economy is healing - Chancellor Osborne

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Out Now Launches LGBT Business-to-Business Network at WTM

Marketing specialist Out Now Global is launching a new business networking service for travel companies looking to build share, reach and presence in the multi-billion valued travel market comprised of LGBT (lesbian, gay, bisexual and transgender) people at World Travel Market 2012.

Out Now Business Class http://www.outnowbusinessclass.com officially launches at WTM 2012 in London (November 5-8) and includes a new pavilion at the event to help industry operators unlock the potential of the LGBT travel market, which accounts for six per cent of the population and is worth at least USD $165billion annually (source: LGBT2020 Study) to the total global travel industry.

Members of Out Now Business Class also enjoy on-going online access to a premium suite of research, education and training resources to help operators grow their business in the LGBT market by getting access to the latest key market intelligence, customer trends, training programs and marketing strategies.

Out Now Global founder and CEO Ian Johnson said: ?Forward thinking brands know that effective LGBT marketing is much more than just selling stuff. Investment in areas such as customer service is paramount. But few businesses can do it on their own.

?Out Now Business Class is designed to help the travel industry better understand and leverage the LGBT consumer market through informed education and training, better networking opportunities and enhanced access to important trends around purchasing behaviours and decisions.?

Reed Travel Exhibitions Chairman World Travel Market Fiona Jeffery said: ?WTM has enjoyed a strong relationship with Out Now for the past six years with the LGBT marketing company supplying the latest research and opinion on the sector.

?I am delighted that this relationship has developed into a dedicated LGBT Pavilion giving countries and companies focused on the LGBT market a place to conduct business.?

Furthermore, Out Now will release the latest and most comprehensive research at World Travel Market - with brand new data from more than 20 countries including Brazil, India, Israel and Turkey. The new LGBT2020 tourism spend projections for 2013 will also be released, and Out Now Business Class will screen the world?s first ever gay airline advert at their LGBT marketing masterclass which is on Wednesday, November 7 at 10.30am at WTM. A preview of that advertising ? the world?s first ever gay tourism commercial - is online at http://www.youtube.com/watch?v=AyJk7n4KigM and has not been seen in public in full since 1996.

Source: http://www.ftnnews.com/mice/18778-out-now-launches-lgbt-business-to-business-network-at-wtm.html

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Earnings roundup: St Jude Medical, Amphenol

Among the earnings stories for Wednesday, Oct. 17, from The Associated Press:

? Medical device maker St. Jude Medical Inc. reported third-quarter earnings that beat expectations, though company shares slumped as the executives warned that the company could receive a regulatory warning over a California manufacturing plant.

? Amphenol, which makes fiber optic cables, said its third-quarter net income climbed 10 percent, driven by strength across a variety of markets.

? Television and digital media company Media General Inc. said its third-quarter net loss widened because of higher expenses, but revenue grew sharply thanks to an increase in political advertising and the Olympics.

? Dover Corp.'s third-quarter net income rose 40 percent, helped by acquisitions and by the absence of a big loss tied to discontinued operations from a year ago. But CEO Robert Livingston said the company faces challenges in the handset and electronics markets, along with uncertainty in the global economy, and the manufacturer cut its forecast for the year.

Source: http://news.yahoo.com/earnings-roundup-st-jude-medical-amphenol-192444815--finance.html

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Who Is the Highest-Paid Actor on Television?

Ashton Kutcher has a lot to be thankful for this year. Not only is he dating the sexiest woman alive and portraying one of the brightest minds of our generation in a new movie, he's also the highest paid actor on television.

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Housing starts surge to fastest pace since 2008

WASHINGTON (Reuters) - Groundbreaking on new U.S. homes surged in September to its fastest pace in more than four years, a sign the housing sector's budding recovery is gaining traction.

The Commerce Department said on Wednesday housing starts increased 15 percent last month to a seasonally adjusted annual rate of 872,000 units. That was the quickest pace since July 2008, though data on housing starts is volatile and subject to substantial revisions.

Augusts' starts were revised to show a 758,000-unit pace instead of the previously reported 750,000.

Economists polled by Reuters had forecast residential construction rising to a 770,000-unit rate.

The housing starts rate is now about 40 percent of its peak in January 2006. The housing market, the Achilles heel of the recovery from the 2007-09 recession, is slowly healing.

September groundbreaking for single-family homes, the largest segment of the market, rose 11 percent to a 603,000-unit pace - the highest level since August 2008. Starts for multi-family homes climbed 25.1 percent.

Building permits grew by 11.6 percent to a 894,000-unit pace in September. August's permits were unrevised at 801,000 units.

Economists had expected permits to rise to a 810,000-unit pace last month.

(Reporting by Jason Lange; Editing by Neil Stempleman)

Source: http://news.yahoo.com/housing-starts-surge-fastest-pace-since-2008-123107329--business.html

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Long history of fan trouble in Serbia

By DUSAN STOJANOVIC

Associated Press

Associated Press Sports

updated 11:21 a.m. ET Oct. 17, 2012

BELGRADE, Serbia (AP) - The racial abuse that black English players suffered during a soccer match in Serbia wasn't the first time such problems have occurred at the hands of Serbian fans. On Tuesday, the under-21 England players suffered abuse in Krusevac, Serbia, including monkey chants and objects thrown onto the field. The British government is now urging UEFA to impose "tough sanctions" against Serbia, and the decision could be influenced by similar problems in the past.

POSSIBLE CONSEQUENCES

UEFA President Michel Platini had warned Serbia in February 2011 of possible expulsion of its clubs and the national team from international competitions, if its notorious fans continued to cause trouble. Platini personally issued the warning during a meeting with Serbia's former President Boris Tadic in Belgrade. In 2007, the Serbian Football Association was fined a small amount - >16,000 - after supporters racially abused England players at the under-21 Euros in Holland.

SERBIAN FANS

The nation's soccer fans are notorious for causing trouble at home and abroad. UEFA awarded Italy a 3-0 win over Serbia after a European Championship qualifier in Genoa, Italy, in 2010 was stopped when Serbia supporters threw flares and fireworks onto the field, burned a flag and broke barriers. Police then clashed with Serbian fans outside the stadium. A Belgrade court last year convicted 14 Serbian fans and sent them to prison for the fatal beating of a French soccer fan in the capital before Partizan Belgrade's Europa League soccer match against Toulouse, France, in September 2009.

FAR-RIGHT GROUPS

Soccer fan organizations in Serbia have been infiltrated by extreme right-wing groups who propagate anti-Western xenophobia and intolerance toward foreigners, blacks, ethnic groups and minorities, including gays. The notoriety of the fans dates back to the wars in the Balkans when they were recruited to fight rival Bosnian Muslims and Catholic Croats as paramilitary forces, including the late warlord Zeljko Raznatovic's "Arkan's Tigers." Groups of soccer fans also have allegedly been involved in drug trafficking and other illegal trade.

SERBIA'S GOVERNMENT

Despite repeated pledges to crack down on violent soccer fan groups, Serbia's authorities have done little to prevent such problems. Instead, they have repeatedly bowed to threats from such groups, including when police cancel gay pride marches after extremists threaten to attack them.

SOCCER IN THE BALKANS

Serbia's fans are not the only troublemakers in the Balkan region. Platini has also warned Croatia of severe punishment if its right-wing extremist fans continue racial abuses against black players and chanting pro-Nazi songs that usually target rival Serbs. Despite repeated incidents since the warning last year, UEFA has only imposed financial punishments of the Croatian Football Association.

? 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

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Promises fulfilled: US attacking clicks

??PST: For a few minutes on Tuesday, it finally came together. And by a few minutes, I mean almost a full half. Fourteen months of promises that we?d see a different kind of soccer started to manifest into real, tangible results.

Source: http://nbcsports.msnbc.com/id/49447332/ns/sports-soccer/

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Boost Your Property's Value By Switching to Double Glazed Windows

Some property owners remain confused when choosing a home improvement project to get that gives the most beneficial return on their investment due to the wide array of choices for home improvement.

Installing double glazed windows, adding a conservatory, an extension, a loft area and a attic are some of the common choices to transform and develop a house. Property owners these days are prioritizing homes with double glazed windows on them. Having new double glazed windows will not only only provide a better insulated home, but additionally an improved valued home.

Double Glazed Windows

So just what are double glazing windows? Some people are still clueless of what they are as well as the many benefits they present even though they are already popular. To begin with, these are generally windows but instead of just one glass pane, it has two panes. To enhance the window?s insulating characteristics, between each glass pane is an inert gas like argon. For a strong long-lasting window, its framework is generally crafted from uPVC. Even so, they can also be made out of aluminium or wood.

Yet another excellent thing about double glazing is that they never rot and do not fade its colours thanks to uPVC. Moreover, they seldom need maintenance. A beautiful window all the time is now achievable. Housebuyers just light up with enthusiasm when real estate professionals tell this bit of information with regards to the windows in the home they're about to buy.

Windows Increase Home Value

Many real estate brokers know that windows of homes can affect its value. So if you want to increase the investment options you could try to increase the price of your home, double glazed windows should not be forgotten.

Your savings by the end of the month will significantly increase because double glazed windows are effective at trapping warmth. A lot of possible housebuyers would like the thought of saving with their power bills. However, if you reside in a listed region, secondary glazing could be an option.

If you wish to keep your home in the very best shape possible, whether you intend on remaining there for years or reselling it in the near future, getting your old windows changed with double glazing is one area that will always keep a beneficial effect on the value of your house. An excellent addition to any home, these windows increases your opportunity to sell your house.

Click here to get your free double glazing window quote and increase your property's value for good!

Source: http://www.realestateforum.com/blogs/franklincoston/9125-boost-your-propertys-value-switching-double-glazed-windows.html

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Marcelo breaks right foot in Brazil practice

Associated Press Sports

updated 5:57 p.m. ET Oct. 14, 2012

SAO PAULO (AP) - Real Madrid left back Marcelo has broken his right foot in training with Brazil and will be sidelined until at least the end of the year.

Brazil doctor Rodrigo Lasmar says the defender will be out for at least three months after getting hurt Sunday in Poland, where the team will play Japan in an exhibition Tuesday.

Lasmar says Marcelo's injury may require surgery. The player will return to Spain on Monday to be evaluated by Real Madrid doctors.

Marcelo says he will "be back soon" and that he wants to fully recover in time for the 2013 Confederations Cup that Brazil will host.

Marcelo has been Brazil's starter at left back under coach Mano Menezes, who will not replace him on the squad before Tuesday's match.

? 2012 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

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More newsPatrik Stollarz / AFP - Getty Images

Suspension a blessing in disguise?

PST: US coach Jurgen Klinsmann doesn't have to worry about using, or not using, flawed midfielder Jermaine Jones for Tuesday's World Cup qualifier against Guatemala.

Source: http://nbcsports.msnbc.com/id/49409774/ns/sports-soccer/

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Images from the banned Apple/Foxconn game

A controversial game was live in the Apple app store for less than an hour this weekend before being taken down by Apple. The visually-striking game imagines the afterlife of seven Foxconn workers who committed suicide. We happened to buy the game in the short window it was available, so included screen grabs below.

This blog is not intended as a statement about Apple, Foxconn, or the creator of the game. As digital marketers, part of our role is to keep abreast of what's trending in consumer and tech conversations. This blog is intended to share with you information about, and screengrabs from, a game that is in the limelight.

In the game titled "In a Permanent Save State," players take each of seven characters on a short journey through an artistically-drawn, ghostly area. Each level begins with a short story about the person, including information like how many hours of overtime they worked (e.g. "3x the legal limit") and aspects of Buddhist afterlife tradition. The art in the game is haunting and often beautiful. In one level, the player begins by taking the character down a path, which turns out to be actually be a giant arm holding an iPhone.

Game creator Benjamin Poynter said in an email to the online publication "The Verge" that his motivation was empathy, not anger. "I related quite a bit to the situation of these young people and the stress that comes with not seeing the end of things...I guessed in my mind what they would have wanted to see in their eternal setting, as I had visions of it myself."

"In a Permanent Save State" isn't the first iPhone-production-related app to be taken down by Apple. Paolo Pedercini's "Phone Story," is a parody game that took players through levels about ethical concerns connected to the production of the iPhone including mining of rare earth minerals and abandoned components. The game was removed from the store for being "objectionable."

The following are screengrabs from the game "In a Permanent Save State." (Click each image for more detail.)

Source: http://blogs.imediaconnection.com/blog/2012/10/14/images-from-the-banned-applefoxconn-game/

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Florida, K-State, Notre Dame move up in AP poll

LSU coach Les Miles celebrates with his team after an NCAA college football game against South Carolina in Baton Rouge, La., Saturday, Oct. 13, 2012. LSU won 23-21. (AP Photo/Gerald Herbert)

LSU coach Les Miles celebrates with his team after an NCAA college football game against South Carolina in Baton Rouge, La., Saturday, Oct. 13, 2012. LSU won 23-21. (AP Photo/Gerald Herbert)

Kansas State quarterback Collin Klein, right, hugs teammate Roman Fields (32) after an NCAA college football game against Iowa State, Saturday, Oct. 13, 2012, in Ames, Iowa. Kansas State won 27-21. (AP Photo/Charlie Neibergall)

Stanford running back Stepfan Taylor center, is stopped short of the goal line on fourth down by a host of Notre Dame defenders as Notre Dame's KeiVarae Russell (6) celebrates during overtime of an NCAA college football game in South Bend, Ind., Saturday, Oct. 13, 2012. Notre Dame won in overtime 20-13. (AP Photo/Nam Y. Huh)

LSU defensive end Sam Montgomery sacks South Carolina quarterback Connor Shaw (14) during the second half of an NCAA college football game in Baton Rouge, La., Saturday, Oct. 13, 2012. LSU won 23-21. (AP Photo/Gerald Herbert)

Florida quarterback Jeff Driskel (6) runs for a touchdown in the third quarter of an NCAA college football game against Vanderbilt on Saturday, Oct. 13, 2012, in Nashville, Tenn. Florida won 31-17. (AP Photo/Wade Payne)

Breaking down the AP college football poll after Week 7 of the regular season.

___

MAKING A STATEMENT

Don't get comfortable, Florida. Same goes for you, Kansas State. Notre Dame, too.

For the second straight week, multiple top-five teams in The Associated Press football poll lost and the rankings got a shake-up behind No. 1 Alabama and No. 2 Oregon.

South Carolina and West Virginia were the big losers this week, and the Gators, Wildcats and Fighting Irish were the beneficiaries.

Florida moved up a spot to No. 3 on Sunday after beating Vanderbilt 31-17. No. 4 Kansas State (which defeated Iowa State 27-21) and No. 5 Notre Dame (which beat Stanford 20-13 in overtime) each moved up two spots. All three of them have big challenges directly ahead.

Alabama continued to roll along, routing Missouri 42-10, and Oregon had an even easier week. The Ducks were off. The Crimson Tide is a unanimous No. 1 for the third straight week. The season's first BCS standings were due out late Sunday and Alabama and Oregon were expected to be first and second in that, too.

Both are on the road this week ? Alabama at Tennessee and Oregon at Arizona State on Thursday night ? and there have been more than enough reminders recently that there are no sure things away from home.

South Carolina was handed its first loss at LSU, a 23-21 setback that dropped the Gamecocks to No. 9.

"That was Death Valley," Tigers coach Les Miles said triumphantly afterward. "That was the place where opponents' dreams come to die ? and it was spectacular."

The Gamecocks' next stop is Gainesville, Fla. The Gators are unbeaten and have their best ranking since the end of the 2009 season, Tim Tebow's last playing at the Swamp.

South Carolina-Florida could very well determine who wins the SEC East.

Kansas State takes its best ranking since 2000 to Morgantown, W.Va., where the Mountaineers will be looking to bounce back from a startling 49-14 loss at Texas Tech. Kansas State is the only unbeaten team left in the Big 12, and Wildcats quarterback Collin Klein seems to have taken the Heisman Trophy front-runner status from West Virginia's Geno Smith.

As for Notre Dame, the Irish are at home to face BYU (4-3), before a road trip to No. 10 Oklahoma on Oct. 27.

A third straight week of shuffling at the top of the media poll would be no surprise.

___

MOVING UP

For all of LSU's offensive issues during the first half of the season, the Tigers are back where they need to be, primed to pounce in the national title race.

The Tigers moved up three spots to No. 6 in the AP rankings Sunday after beating South Carolina.

LSU's passing game still lacks pop. Zach Mettenberger was 12 for 25 for 148 yards against the Gamecocks, and at some point he'll need to do more. Maybe when LSU visits surprising No. 20 Texas A&M, with fast-rising Heisman contender Johnny Manziel guiding the top-ranked offense in the SEC.

The Tigers can take comfort in the fact that a patchwork offense line and their seemingly limitless stable of talented tailbacks were able to wear down a good South Carolina defense. LSU had 258 yards rushing on 53 carries. And, of course, the Tigers' defense is still nasty.

Alabama comes to Death Valley on Nov. 3, and it could still be a game that decides the SEC West, and maybe a spot ? or two ? in the BCS title game.

___

MOVING DOWN

Lubbock, Texas, is 1,465 miles from Morgantown, W.Va., the longest trip West Virginia signed up for when it joined the Big 12.

It must have felt twice that long heading back home after Texas Tech ripped the Mountaineers.

The loss sent West Virginia tumbling from No. 5 to No. 17 as the Mountaineers couldn't again overcome a porous defense. Only seven teams in major college football are allowing more yards per game than the Mountaineers, who are yielding 496 after the Red Raiders put up 676.

Smith and the offense couldn't even keep it close. The senior quarterback was a pedestrian 29 for 55 for 275 yards with a touchdown pass.

So where does that leave coach Dana Holgorsen's team? Still, very much in contention in the Big 12. A win against Kansas State on Saturday puts the Mountaineers back at the top of the standings. And no doubt Smith will put up Heisman-worthy numbers the rest of the way.

But it's hard to imagine West Virginia being able to avoid another loss or two with so many problems defensively.

Texas Tech moved back into the rankings at No. 18.

___

IN AND OUT

The last time Ohio University was ranked, a man had not yet walked on the moon.

The unbeaten Bobcats are back this week, coming in at No. 25. Ohio finished the 1968 season ranked No. 20, back in the days when the ranking only went to 20.

The Bobcats improved to 7-0 on Saturday with yet another close victory against a Mid-American Conference rival. This time it was a 34-28 win over Akron. Ohio's last three victories have been by a combined 16 points, none by more than seven, and they've come against some of the conference's weakest teams (UMass, Buffalo and Akron).

Former Nebraska coach Frank Solich is in his eighth season in Athens, where he has gone 57-40 (39-20 in conference) but has yet to lead the Bobcats to a MAC title. An unbeaten season could put Ohio in position to become the first team from the MAC to reach the BCS.

Ohio moved in as another high-scoring potential BCS buster fell out. Louisiana Tech's 59-57 loss at Shreveport dropped the Bulldogs out of the rankings and probably ruined any hopes for a BCS bid, but they are heading into the soft part of their schedule. Don't be surprised if La Tech gets back in the rankings soon ? and stays there.

Texas also fell out after a 63-21 loss to Oklahoma that felt like something more than just an embarrassment for the Longhorns.

Mack Brown has been at Texas for 15 seasons. He's won a national championship, played for another and had the Longhorns among the elite programs in the country. There have been a couple of rough patches, especially against Oklahoma, that led to grumbling among the faithful about whether Brown could win the big game. But Brown was always safe.

Over the last three seasons, Texas is 17-14 overall and 7-13 in the Big 12. Oklahoma has won the last two Red River Rivalry games by a combined 118-38. Those rumors about Brown's job status, which mostly got laughed off last season, might become more serious this year.

___

FROM THE ARCHIVES

Ohio State is No. 7 and Cincinnati is No. 21, giving the state of Ohio three ranked teams for the first time since the final AP poll of the 2003 season.

That season Ohio State finished No. 4; Miami, Ohio, with Ben Roethlisberger, was No. 10; and Bowling Green finished 23rd.

___

ODDS & ENDS

A few weeks after West Virginia and Baylor played the highest-scoring game ever between ranked teams (133 points), Texas A&M and Louisiana Tech put up the second highest-scoring game between ranked teams (116 points). ... Ohio State's last two games have both had 101 combined total points.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/3d281c11a96b4ad082fe88aa0db04305/Article_2012-10-14-FBC-T25-Ballot-Breakdown/id-623fc93119914bb89611233a3a32d529

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Factbox: Greatest risks of high-altitude skydiving

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Source: http://news.yahoo.com/factbox-greatest-risks-high-altitude-skydiving-064836176.html

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The Presidential Campaigns Know What You're Reading Online

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Actor, TV host Gary Collins dies at 74

BILOXI, Miss. (AP) ? Gary Collins, an actor, television show host and former master of ceremonies for the Miss America Pageant, has died. He was 74.

Collins, a resident of Biloxi, Miss., died of natural causes just before 1 a.m. Saturday after he was brought to Biloxi Regional Medical Center, according to Harrison County Coroner Gary Hargrove.

During the 1980s, Collins hosted the Miss America pageant and TV's "Hour Magazine."

As an actor he appeared in numerous movies and TV shows dating back to the 1960s. He was a cast member of the series "The Wackiest Ship in the Army" in the 1960s, and the star of the series "The Sixth Sense" in the 1970s.

Source: http://news.yahoo.com/actor-tv-host-gary-collins-dies-74-miss-180634002.html

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State zero-rates VAT on wheat, bread | Zambia Daily Mail

By CHIMWEMWE MWALE
GOVERNMENT has proposed to zero-rate bread and wheat for value added tax (VAT) purposes and removed excise duty on some products in various sectors, to reduce the cost of living.
Minister of Finance Alexander Chikwanda told Parliament yesterday that apart from keeping the cost of living in check, the move is also intended to promote domestic production of wheat products and enhance competitiveness.
Mr Chikwanda said during the 2013 budget presentation that the measures will result in a loss of more than K100 billion by government.
?I propose to increase the VAT registration threshold to K800 million per annum from the current K200 million? businesses below this new threshold that have the capacity to meet the necessary accounting requirements for VAT registered suppliers have an option to apply for voluntary registration. Government will save K164.6 billion from these measures.?
He said a standard rate for plastic polymer granules and liquid polymers, synthetic woven bags and block woven bags has been proposed, to promote competition in the production of the products which are currently exempt to tax and that Government will gain K59.6 billion.
Mr Chikwanda said the period within which a tax invoice can be used to make a VAT claim has been reduced from 12 to six months, to streamline tax administration and reduce the risk of tax fraud.
On customs and excise duty, Mr Chikwanda said government has proposed the removal of customs duty on a wide rage of mechanical and electrical machines and tools.
He said the removal of duty has also been extended to medical cameras for surgical examination and other related equipment.
Mr Chikwanda said government has further removed 10 percent excise duty on carbonated drinks and packed water, which will result in affordable drinks.
?This will spur growth in the beverage sector and contribute to the creation of opportunities for forward and backward linkages in the economy and promote employment,? he said.
He said customs duty on locomotives, carriages and rail traffic control equipment has been removed while the measure will also apply to refrigerated fishing vessels, canoes, cruise and ferry boats, among other water vessels.
Mr Chikwanda has extended the move to ambulances and motor cycles and imported modified motor vehicles as provided for in the Persons with Disabilities Act number six of 2012.
?I propose to suspend duty on equipment used for physical exercise, gymnastics and other sports equipment. I am confident that the domestic economy will develop sufficient capacity to manufacture most of sporting equipment. The removal of duty will only be for a period of three years,? he said.
He said the measure has resulted in the treasury putting back K186.2 billion into the Zambian economy.
Mr Chikwanda said tour guide services have also been zero-rated for VAT purposes.

Source: http://www.daily-mail.co.zm/?p=16778

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Sales Training to Create Great Introductions for Appointment Setting ...

Sales training for cold calling telesales and appointment setting calls to create an effective introduction, which can be used for B2B or Direct Sales, and make you sound friendly, confident, and get you quickly into the next stages of your call. Try this introduction for cold calling telesales and appointment setting calls and see if you get the same successful results that we have.

Read More ?

Source: http://merchleads.com/sales-training-to-create-great-introductions-for-appointment-setting-and-telesales-calls/

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Social Media Marketing Unwritten Rules Released by Internet Guru

(PRWEB) October 13, 2012

The team at Social Metrics Pro discovered there are unspoken rules that most businesses are commonly unaware of. Because of this, many otherwise successful companies are struggling to create a sustainable income from online marketing efforts. Therefore, the team put together a report highlighting 21 unwritten best practice rules to help online businesses in their social media endeavors. These rules will help improve performance for anyone that is serious about online success for their company.

Some of the rules included in this report feature information about why blogging is so important, what can hamper a business?s overall achievement and why online business owners need to position themselves as experts. These rules along with the others are more critical than ever as people begin to rely more heavily on social media for their purchasing decisions. The information shared by Social Metric Pro?s report provides insight about succeeding in social media marketing that goes beyond what is more commonly discussed.

Along with sharing critical information about improving social signals that will improve search engine ranking, and increased traffic for more sales, Daniel Tan is also offering his free eBook, "How 33 Brands Build Social Signals Using Visual Content". This eBook gives an insider's look at some of the world's top brands and how they are building social signals which skyrocket their popularity and success. Even the most novice online business owner will be able to apply these concepts immediately to reach better performance for their social media marketing efforts. Advanced business owners will also find a variety of new practice tips to implement for business building opportunities. A few of the brands reviewed in this eBbook are MTV, Sharpie, The Olympics and Zappos.

About Social Metrics Pro: Social Metrics Pro, is a premier WordPress plugin that offers essential tools for simplifying and capitalizing on best practice strategies for online business success. It was created by SEO expert, Daniel Tan. The WordPress plugin analyses blog performance across a variety of social media platforms. It is designed to work for new or advanced WordPress users to quickly and easily run a collection of reports from one location for all of their social media platforms. This will allow them to create more traffic and higher rankings by letting them know right away what they need to pay attention to. The results offered by Social Metrics Pro are also exportable for a variety of reporting options.

Read the full story at http://www.prweb.com/releases/2012/10/prweb10008116.htm

Source: http://money.ca/money/2012/10/13/social-media-marketing-unwritten-rules-released-by-internet-guru/

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5 Common Headaches & Their Causes - Steve Nash Fitness World ...

Headaches are common, but they have a wide variety of causes and treatments. People who are susceptible to headaches often find themselves confused about how to identify the different types, and as a result they can end up suffering from chronic pain for much longer than is necessary. Read on to discover the five main types of headaches, and to learn what you can do to help yourself in each case.

?

1) Tension headaches:

Seventy percent of headaches are tension headaches, which arise from contractions that occur within the muscles of the head and neck. Usually, tension headaches feel like a tight band or a feeling of pressure that extends all the way around the head. The main causes are stress, bad posture, excessive tiredness, and eyestrain (from an inappropriate glasses prescription or sometimes just from working at a computer for hours). However, such headaches can also result from smoking or alcohol habits, and (far less avoidably) from hormonal changes that occur during a woman?s menstrual cycle. Tension headaches have no particular gender or age bias, though the majority of sufferers are adolescents or adults. When caused by posture that is poor or overly tense, physiotherapy and conscious amendments to the way you sit and move can sometimes alleviate these headaches. In most other cases, the best way to treat them is with over-the-counter painkillers such as ibuprofen or Tylenol.

?

2) Cluster headaches:

Cluster headaches are most commonly experienced by men and are known for the acute periodic pain that they cause. These headaches are not currently very well understood, but are thought to involve blood vessel dilation putting pressure on a nerve. The pain experienced is usually one-sided, of a ?drilling? quality, and located around the eye or at the back of the eye. Cluster headaches strike the sufferer in bursts that last between fifteen minutes to many hours at a time, and they are thought to be the most agonizingly painful type of primary headache. Some people also develop a red eye, a drooping eyelid, and intense feelings of restlessness. If you experience cluster headaches, you will probably find that your normal painkillers do not relieve your symptoms and you will have to be specially prescribed preventative or abortive medications.

?

3) Migraines:

Twenty percent of headaches are migraines, which can be especially painful headaches that result from constrictions that cause decreased blood flow in the vessels of the head and neck. They are more commonly suffered by women, and usually produce a one-sided and intense head pain. This is often accompanied by strong nausea and a dislike of loud noise or bright light. A specific type of migraine (namely migraine ?with aura?) causes visual disturbances such as strange flashes of light or even partial blindness. Sometimes the cause of a migraine headache is utterly mysterious, but some of the identified causes include a genetic predisposition, smoking tobacco, an insufficient amount of sleep, the onset of a menstrual period, drinking alcohol, and taking hormonal contraceptives. Some people also find that their migraines are triggered by certain foods, most commonly dairy food (especially cheese) or chocolate. Unfortunately, painkillers seldom do much to relieve the pain of a migraine, and most people find it best to try to sleep until it passes. However, if your doctor diagnoses you with migraine then you may be prescribed preventative medication.

?

4) Medication overuse headaches:

Also known as ?rebound headaches?, medication overuse headaches can occur when you take painkillers on a very regular basis for a substantial period of time. They usually develop after another sort of chronic headache requires regular painkiller use. The original type of headache morphs into a medication overuse headache that is sometimes indistinguishable from the original pain that you suffered. When such headaches do occur, they tend to strike every day, meaning that is very tempting to continue taking painkilling medications. If you think that your headache might be of this sort, your doctor will probably advise abstaining from painkillers. Unfortunately, even without further painkillers it can take up to a few weeks for a medication overuse headache to abate.

?

5) Sinus headaches:

When your sinuses are inflamed by an infection, this can stop mucus from draining as it would normally. This pressure can then cause a dull ache around the bridge of your nose, your forehead, or your cheekbones. The pain of sinus headaches can usually be temporarily alleviated with your normal painkillers (such as paracetamol or ibuprofen), but it is important that you be properly diagnosed so that you can be prescribed a decongestant (in the form of a nasal spray or tablets). In addition, some find that an over-the-counter nasal spray of saline reduces sinus swelling by helping to flush out mucus.

?

While most headaches are more uncomfortable than dangerous, there are some sinister medical conditions that also involve head pain. When a headache is coupled with confusion, paralysis of a limb, neck stiffness or slurred speech, it warrants investigation by a neurologist as well as your regular doctor. When you do visit your doctor, make sure to mention any new sensations or problems even if they appear disconnected from your headaches. Further, any headache that develops suddenly and is described as ?the worst headache of one?s life? should be treated as a medical emergency (as this can sometimes be the only symptom of a highly dangerous hemorrhage). Finally, please note that if you are experiencing a new kind of headache then this always warrants a trip to see a doctor as well.

Source: http://www.stevenashfitnessclubs.com/blog/2012/10/5-common-headaches-their-causes/

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For UNC coach Roy Williams, cancer scare alters perspective ...

CHAPEL HILL Roy Williams has always said, joking, that he?d prefer death to come on a golf course. That when his time came, he wanted it to come in the moments after he made a birdie putt on No. 18.

Williams, preparing for his 10th season as North Carolina?s coach, was on the golf course last month in the days before his surgery to remove a tumor from his right kidney. He hit his best drive on the final hole, then hit his approach shot within a few feet of the cup.

He thought about that joke he liked to tell. He asked himself: What if this really is my last shot? For maybe the first time in his life, he was happy he missed a birdie putt.

?You have all sorts of weird thoughts,? Williams said. ?And you have to fight them off.?

Heartburn and indigestion led Williams to the doctor in early September. Tests later discovered a pair of tumors on both of his kidneys. Doctors told him they were 95 percent sure it was cancer.

?I was off the charts [emotionally] in every direction you can possibly be,? Williams said on Thursday at UNC?s annual preseason press conference. ?You always have people say that when you hear that word, that it just knocks you for a loop, and it does. You?re off the charts in every different direction.

?But I told my team that I was going to coach this team.?

Surgeons removed the first tumor, which they discovered to be an oncocytoma ? a benign tumor of the kidney. Doctors told Williams there was a 50 percent chance the other tumor, the one on his left kidney, would be benign, too. A biopsy last week determined that it was.

?It was a whirlwind 24 days there, I can tell you that,? Williams said of a stretch of days that began with the discovery of the tumors, and ended with the determination that they were benign.

Williams participated in the Tar Heels? annual media day on Thursday. He posed for pictures with photographers. He wore a light blue jacket, a pink tie and walked perhaps a step slower than normal. He spoke openly about his health, and about a scare that changed his perspective on life but not on the future of his coaching career.

?My plan is what I?ve said ? what I?ve said before,? Williams said. ?I hope to coach six to 10 more years. I really do ? as long as my health allows me to do that.?

Williams underwent his first surgery on Sept. 19. He gathered his players at 10 p.m. the night before and told them he had tumors on both of his kidneys and that he?d need one surgery and might need another.

He wasn?t sure then of his prognosis, only that doctors were 95 percent sure he had cancer. It was a somber, emotional meeting.

After the results of his biopsy last week, Williams gathered his players again. He shared happier news.

?We just sort of embraced,? said Jackson Simmons, a sophomore forward. ?All of us went around and sort of embraced him in a hug ? and just talked about the upcoming season. It was just a full and energetic locker room.?

At the first team meeting before his first surgery, Williams told his players that if he needed a second surgery, he might miss several practices at the start of the season. He vowed, though, to return regardless of his diagnoses.

Williams informed his players that he was cancer free after they had endured conditioning tests last week.

?Once he told us, we knew that he was ready to come to practice,? said P.J. Hairston, a sophomore guard. ?We knew he only thing he wanted to do was coach. All he wanted to do was coach, and he said he wanted his grandchildren to be old enough to remember him. That?s the main thing he said he wanted.?

After it became public that Williams had a tumor on both of his kidneys, he received an outpouring of support. He said he heard from every coach in the ACC. Mike Krzyzewski called three times. Jeff Bzdelik, the Wake Forest coach, sent Williams ice cream.

Williams received letters, too, from people who had undergone treatment for kidney tumors. People shared their stories.

?Every one of them, really, had such good feelings because they want to give you hope,? Williams said of the letters. ?Because it is, at first, it?s just sort of shattering when they say [they?re] 95 percent sure it?s cancer.?

Williams lost his mother to cancer. The disease also played a role in his father?s death. One of Williams? close friends and neighbors underwent surgery for cancer not long after the Tar Heels? season ended last March with a loss against Kansas in an NCAA tournament regional final.

Williams said doctors will continue to monitor the tumor on his left kidney. They will check on it every six months and if he needs surgery, he?ll have surgery. In the meantime, he said this experience has changed him.

?I?m going to smell the roses a heck of a lot more every day, I think,? he said. ?I really am. It does change you.?

He still wants to coach a while longer ? maybe even a decade longer. But he has thought in recent days about things he wants to accomplish outside of basketball.

Williams said he never knew what a bucket list was until a movie bearing that name, starring Morgan Freeman, came out in 2007. Williams still hasn?t seen it, but he has thought about what his bucket list would include.

?I do want to do more things,? he said, ?and I think I?ll do that. I?m not jumping out of any airplanes, either.?

No, Williams? list is simpler, less adventurous.

?Play more golf,? he said. ?See my kids more. My grandchildren.?

Carter: 919-829-8944

Source: http://www.charlotteobserver.com/2012/10/11/3591931/for-unc-coach-roy-williams-cancer.html

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